JN Pay Wallet
JN Bank's Jam-Dex CBDC wallet for transfers, bill pay and cash-out without a bank account
By JN Bank (Jamaica National Group)
What it does
JN Pay Wallet is JN Bank's free app for managing Jam-Dex, the Bank of Jamaica's central bank digital currency. Users without a JN Bank account can sign up with just an email, phone number, and Tax Registration Number to transfer funds, pay JPS/NWC and other bills, buy mobile credit, and deposit or withdraw at JN Bank Smart ATMs.
A notable feature is third-party cash-out: a user can SMS a transfer code to someone else so they can collect cash at any JN Smart ATM without needing the app or an account themselves. It replicates most JN Bank LIVE functionality except wire transfers, and launched in 2025.
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